Advisory infrastructure · India
Your licence.
Your clients.
Our rails.
Artham is the execution layer for advisory. Brokers, RIAs and distributors use it to take a client from KYC to a signed agreement, an active NACH mandate and a live, rebalancing portfolio — under their own brand, on their own broking stack.
Every transition has a counterparty, a regulator and a failure mode. Artham owns all three.
The same four states your ops team already tracks — resumable from a single link.
The difference
Most wealth platforms are read-only.
They aggregate holdings, draw charts and reconcile commissions after the fact. All useful — and none of it can open an advisory relationship or move a rupee. Artham sits on the other side of that line.
Read path · reporting tools
Shows you the book
- Aggregates holdings from custodians
- Computes XIRR, allocation and drawdown
- Generates client-facing reports
- Reconciles trail commission after the fact
Write path · Artham
Creates and runs it
- Opens the advisory relationship — KYC, risk profile, agreement
- Holds the executed agreement and its audit trail
- Registers the NACH mandate and debits against it
- Places orders and rebalances through your broking stack
- Computes the fee, raises the invoice, collects it
The platform
Six systems you would otherwise build.
Each one is a quarter of engineering time, an integration contract and a compliance review. Together they are the reason most advisory launches slip by a year.
onboarding
Client onboarding
One tokenised link per client. Progress lives server-side, so a half-finished onboarding resumes exactly where it stopped — no dead sessions, no re-keying, no support call.
riskProfile
Risk profiling
Your question bank, your scoring thresholds, your categories. Scored on the server, with forced-retake rules when a client's tolerance sits below what a strategy requires.
agreement
Advisory agreements
Digio and Signzy e-sign, plus a physical-signing path for client types that need wet ink. Per-client-type rules decide which options a given client is even shown.
mandate
NACH mandates
Registration through Razorpay or Digio — UPI, net banking, debit card or Aadhaar eSign. Bank-level rejections come back with the actual reason, not a generic failure.
execution
Execution & rebalancing
Model changes fan out to client portfolios through your broking APIs. Cash in, cash out, holdings reconciliation and rebalance runs on your schedule.
billing
Fees & billing
AUM-linked fee computation, collection against the live mandate, GST-compliant invoicing and advisor-level reporting — without a spreadsheet in the loop.
Where we sit
Between your licence and everyone you have to integrate with.
You keep the regulated relationship and the client. We hold the machinery in the middle and every contract it depends on.
Stays yours
- Your SEBI registration and permissions
- Your brand, domain and client relationships
- Your broking and demat back office
- Your investment models and fee schedule
Artham runs
- Onboarding state and session handling
- Risk profile scoring and rules
- Agreement generation and e-sign orchestration
- Mandate registration and debit scheduling
- Order routing, rebalancing and reconciliation
- Fee computation, invoicing and collection
We hold the integrations
KRA / PAN
KYC verification
Digio, Signzy
e-sign and mandates
Razorpay
NACH and payments
Broker APIs
orders and holdings
Questions
What brokers ask first.
Next step
Bring us your broking stack and your client-type rules.
Half an hour is usually enough to tell whether this fits. We will walk the actual onboarding flow, not a slide deck.
Artham is technology, not advice. Orpheon Technologies Pvt. Ltd. builds and operates the platform. The advisory relationship, the regulatory permissions and the investment recommendations remain with the registered entity using it.